When will my unemployment benefit be available?

Duration of receipt of unemployment benefit

How long do I get unemployment benefits?

Dr. Britta Beate Schön
Legal Expert As of June 17, 2020

Dr. Britta Beate Schön

Britta Beate Schön is responsible for all legal issues at Finanztip. The doctor of law and attorney was head of the legal department at financial service providers such as Telis Finanz AG and Interhyp. Before that, she taught and researched in Japan as a DAAD junior professor for German and European law. She completed her studies in Münster, Geneva, Regensburg and Leipzig. You can reach the author at [email protected]

  • How long you receive unemployment benefit (ALG I) depends on your age and how long you were employed as an employee before you became unemployed.
  • If you have worked for at least twelve months in the last 30 months, you can receive unemployment benefit for six months.
  • If you are younger than 50, you will receive unemployment benefit for a maximum of twelve months. For older people there is money for up to 24 months.
  • Contact the employment agency immediately after receiving your notice of termination or as soon as you know that your employment relationship is ending.
  • If you are unemployed, you register personally with the agency and you apply for ALG I.
  • If you are about to reach your 50th, 55th or 58th birthday, you should check whether you are not submitting the application until after your birthday. You may then receive unemployment benefits for longer.

Those who lose their job are often in shock at first. Nevertheless, you have to take immediate action. Get in touch three months at the latest before termination of employment personally looking for work. A phone call is not enough (Saxon LSG, judgment of August 17, 2014, Az. L 3 AL 1/13 B PKH).

If you find out about your job loss less than three months in advance, you have to within three days Report. Otherwise, you run the risk of a one-week blocking period on your unemployment benefit.

If you are already receiving unemployment benefits, your entitlement to support can be extended once for three months. With this special regulation, the legislature wants to follow the consequences of the Corona pandemic mitigate.

How long does the Employment Agency pay unemployment benefit I?

How long you receive unemployment benefit I depends on how long you were employed as an employee before you became unemployed and at what age you become unemployed (Section 147 SGB III). Were you within the so-called framework period?Employed for twelve months subject to compulsory insurance, you have completed the qualifying period. Since January 1, 2020, the framework period has been 30 months. You then get six months of unemployment benefit paid.

If you have worked for more than twelve months within the last five years, your entitlement can be extended to up to twelve months. Anyone under the age of 50 will receive unemployment benefit for a maximum of twelve months.

Eligibility for unemployed people under 50 years of age

at least subject to compulsory insurance

busy in months

Duration of entitlement
in months

126
168
2010
2412

Source: Section 147 (2) SGB III

Who is 50 years or older and has worked for more than 24 months can receive unemployment benefits for longer. Unemployed people aged 58 and over receive unemployment benefit for a maximum of 24 months. This table shows the duration of your entitlement according to your age and the length of your employment:

Eligibility for unemployed people over 50 years of age

accomplished

age

at least subject to compulsory insurance

busy in months

Duration of entitlement

in months

50.3015
55.3618
58.4824

Source: Section 147 (2) SGB III

Example 1: An employee, 52 years old, was employed subject to compulsory insurance for 36 months in the last five years before registering as unemployed. She is entitled to 15 months of unemployment benefit, not 18 months because she has not yet reached the age of 55.

Example 2: Employee, 57 years old, had been employed for 38 months in the five years prior to registering unemployment. He is entitled to 18 months of unemployment benefit.

Example 3: 58-year-old female employee was employed for 20 months in the last five years prior to registering unemployment. She is entitled to 10 months of unemployment benefit. Because if you have worked for less than 30 months, the table above for under 50s always applies.

Longer unemployment benefits during the corona pandemic

Anyone who became unemployed before the corona pandemic is currently having a harder time finding a new job. That is why the employment agency temporarily pays unemployment benefits longer. If your entitlement ends between May 1, 2020 and December 31, 2020, the agency will pay you once three months longer Unemployment benefit (Section 421d SGB III). You do not have to submit a separate application for this. This is what the legislator stipulated in Social Protection Package II.

Choose a clever time for the application

In certain cases it can be advantageous to submit the application for ALG I a little later. For example, if you are about to reach your 58th birthday at the start of unemployment, you should not apply until after your birthday. You can then receive unemployment benefits for 24 months. If you apply before your 58th birthday, you will only receive unemployment benefits for 18 months.

Our tip: Always stay up to date - with our free newsletter!

Our tip: stay on the topic [category] always up to date - with our free newsletter!

Are there shortened entitlements?

Even if you've been in the last 30 months less than twelve months If you worked with compulsory insurance, you may be entitled to unemployment benefit (Section 142 (2) SGB III). This shortened qualifying period can be fulfilled if

  1. You have been in compulsory insurance for at least six months in the last 30 months prior to registering as unemployed and
  2. it was predominantly employment relationships that were limited to no more than 14 weeks from the outset, as well as
  3. Your gross wages in the last twelve months did not exceed 1.5 times the reference figure of currently 38,220 euros in the old federal states and 36,120 euros in the new federal states. So you must not have earned more than 57,330 euros in the old or 54,180 euros in the new federal states (Section 18 SGB IV, as of January 2020).

The regulation on the short qualifying period is primarily intended Employees in the cultural sector cover, for example actors or musicians who only have short-term engagements. However, other people such as temporary workers and seasonal workers who are employed at short notice also benefit from this. The regulation applies until December 31, 2022.

If you meet the requirements for the reduced qualifying period, the time for which you can receive unemployment benefit depends on how long you have been employed in total in the last 30 months (Section 147 (3) SGB III). The duration of the entitlement results from this table:

Duration of entitlement with reduced entitlement

at least subject to compulsory insurance

busy in months

Duration of entitlement

in months

63
84
105

Source: Section 147 (3) SGB III

Can the duration of entitlement to ALG I be extended?

Did you in the past five years have ever earned a right to unemployment benefit and the Entitlement period not fully exhausted, then your new entitlement increases by this unused remainder. However, only up to the maximum duration of the new entitlement (Section 147 (4) SGB III). You should definitely point this out to the agency.

Example: Employees who are 44 years old will receive unemployment benefits for twelve months for the first time from June 1, 2014. After ten months he takes on a new job. He is entitled to a remaining claim of two months. If he becomes unemployed again after twelve months, he has a new right to six months of unemployment benefit. The remaining two months are added to these six months. The current entitlement period is eight months.

The earned entitlement to unemployment benefit remains with you after it arises for four years receive. This means that you can fall back on an unused entitlement period within this period if you do not meet the qualifying period again through a new job.

You can find all the important information about grandfathering and the effects on the amount of unemployment benefit in our article grandfathering.

When can the agency shorten the entitlement period?

Whether you actually have full entitlement to ALG I depends on whether the duration of entitlement is not reduced (Section 148 SGB III). The most important reason for a reduction is one imposed by the employment agency Blocking time.

It can take a week or three months. If there is a blocking period of twelve weeks, the duration of ALG I is reduced at least a quarter. If an employee who is 58 years old has an entitlement to ALG I for 24 months, his entitlement is reduced by six months if the agency has imposed a blocking period of twelve weeks.

The reduction is deducted directly from the entitlement period. You can read how you can avoid a blocking period in our blocking period guide.

Blocking times and their reasons

reason

Duration of the blocking period

Self-resignation, termination agreement,

self-inflicted termination

12 weeks

Rejection of work,
Rejection / cancellation

Integration measure

1st offense: 3 weeks,

2nd offense: 6 weeks,

then 12 weeks

insufficient self-effort2 weeks
Failure to report, late
Job seeker notification
1 week

Source: Section 148 (1) No. 3 SGB III

More on this in the legal protection insurance guide

  • You can get good legal protection for less than 300 euros a year.
  • Tariffs recommended by us: Arag Aktiv Komfort, Auxilia Jurprivat, WGV Optimal

To the advisor

The most important questions summarized for you

How long do I get unemployment benefit I?

How long you receive unemployment benefit I depends on your age and on how long You were employed as an employee before you became unemployed.
If you have worked for at least twelve months within the last 30 months (framework period), you have completed the qualifying period. You will then receive unemployment benefit for six months.

More on this "
 

Are there shortened entitlements?

Even if you have worked for less than twelve months in the past 30 months, you may still be entitled to unemployment benefit. This shortened qualifying period can be fulfilled if

1. You have been in a compulsory insurance relationship for at least six months in the last 30 months prior to registering as unemployed and
2. it was predominantly employment relationships that were limited to no more than 14 weeks from the outset, and

On the third condition »
 

Can the duration of entitlement to ALG I be extended?

Did you in the past five years have ever earned a right to unemployment benefit and the Entitlement period not fully exhausted, then your new entitlement increases by this unused remainder. However, only up to the maximum duration of the new entitlement. You should point this out to the agency.

To the calculation example »
 

When can the agency shorten the entitlement period?

Whether you actually have full entitlement to ALG I depends on whether the entitlement period is not reduced. The most important reason for a reduction is that Blocking time

The reasons for blocking and the respective duration
 

Dr. Britta Beate Schön

Dr. Britta Beate Schön

Britta Beate Schön is responsible for all legal issues at Finanztip. The doctor of law and attorney was head of the legal department at financial service providers such as Telis Finanz AG and Interhyp. Before that, she taught and researched in Japan as a DAAD junior professor for German and European law. She completed her studies in Münster, Geneva, Regensburg and Leipzig. You can reach the author at [email protected]

* What the star means:

With our recommendations, we want to help as many people as possible to do their own finances. Our content is therefore available online for free. We finance our extensive work with so-called affiliate links. We mark these links with an asterisk (*).

At Finanztip, however, we handle affiliate links differently than other websites. We only link to products that were previously recommended by our independent expert editorial team. Only then can the relevant provider set a link to this offer. We get money if you click on such a link or conclude a contract with the provider.

Whether and to what extent a provider pays us has no influence on our recommendations. What our experts recommend to you depends solely on whether an offer is good for consumers.

You can find more information about how we work on our About Us page.

^

+++ Get our tax series +++

  • The 7-part Finanztip tax series especially for the 2020 corona year.

  • Tips on how to get the most out of it and which control software can save you a lot of time.

  • Free in our Newsletter. Register now!