Why is it difficult to save money

Saving money doesn't have to be difficult! It works with these 16 saving tips

Implementing a sustainable lifestyle and saving money - is that actually compatible? I am confronted with this and many other questions again and again. Because money plays a big role in everyday life and many people are afraid to spend more money if they pay attention to sustainability.

That is why I would like to join the greatest here once and for all Prejudice Tidying up towards an “eco-lifestyle” and at the same time revealing useful tips with which you not only save money, but also time, waste and nerves. Because sustainability pays off - financially too.

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Saving money has to do with sustainability

«Isn't organic much more expensive? How can you actually afford that? " Anyone who tries to live more sustainably is certainly familiar with these questions. As a student in particular, I kept getting the same comments about myself. In the meantime I always have the answer ready: No, shopping in unpackaged stores is not more expensive. Because a conscious handling with food and other consumer goods also requires a conscious use of money and vice versa.

For everyone who wants to live more sustainably and save money at the same time, there are some helpful tips. And you don't even have to turn your life upside down for that.

The big prejudice: a sustainable lifestyle is expensive

As I said: if you shop consciously, you save money. We often feel the need to buy something new in order to reward ourselves for something or simply to create a balance to everyday life. Such spontaneous purchases are not cheap. Because how often do you not leave huge amounts of money in the supermarket because you go shopping on an empty stomach?

The great thing about loose groceries: You only buy what you really need. Photo © monkeybusinessimages / iStock / Getty Images Plus

The best way to save money is to shop wisely - not by choosing the cheapest products or the best offers on the shelf.

Sure, fair fashion and organic food are more expensive than conventional products and fast fashion. But here, too, the key is to only buy what you really need. And anyone who complains about expensive prices in unpackaged shops is likely to make the mistake of comparing prices with discount store prices. The nice thing about shopping for bulk groceries is that you only buy what you really need. In this way you not only save money, but also avoid food waste. Because let's be honest: How often do we really need a family pack of pasta sauce or a 10-kilo sack of apples?

Good for the wallet and the environment: 16 tips for saving

Save money in the long term and do something good for the environment at the same time - this is no problem with our saving tips. And the best thing about it: The tips can be implemented directly!

Tip 1: use public transport

My driving instructor was right: the cheapest thing about driving a car is getting a driver's license. Leave the car parked more often and use it instead bus and train. That saves the environment and your wallet. Even cheaper: do without the car entirely. Then you not only save fuel costs, but also vehicle taxes, repair costs and expensive insurance. There are good car sharing platforms in Switzerland that you can use.

Tip 2: Buy carefully

Mindfulness isn't just a health trend. who shop mindfully goes, also saves money. Before each purchase, consider whether it is really necessary.

Tip 3: buy second hand

The vintage look is trendy! You will also save a lot of money if you rely on used clothing, furniture and household utensils. There are numerous Swiss file exchanges and sharing platforms where you can swap pretty much anything and buy used. If you want to spice up your wardrobe, our overview of second hand shops will help you.

Tip 4: turn off your mobile phone

Our smartphone is in use every day. Mostly from morning to night before going to bed. Unnecessary cell phone subscriptions and internet flats not only cost a lot of money, they also tempt you to constantly surf around. That in turn consumes electricity, makes the cell phone wear out faster and causes headaches. Enough reasons to switch off the device every now and then. In addition, you should take a close look at the mobile phone subscription and compare the offers. By the way: Cell phones - but also other multimedia devices - are best bought second-hand. There is now a good market for this with fair offers.

Tip 5: drink tap water

Save plastic and money: just drink tap water. © rclassenlayouts / iStock / Getty Images Plus

I admit, this tip is a bit worn out. And yet it deserves a place here: If you drink water from the tap, you save money and avoid waste. Because whoever buys water in plastic bottles is actually only spending money on plastic. The water comes out of the tap (almost) for free. You can add more flavor with homemade iced tea or syrup.

Tip 6: Stand-by mode - not as eco-friendly as its reputation

The stand-by mode is particularly popular with PCs. In fact, it draws a lot of electricity and doesn't save a bit of energy. Simply shut down the computer when you no longer need it. By the way, switching off applies particularly to the modem and the power strip. You can find more information about saving electricity here.

Savings tip 7: Open a free current account with a sustainable bank

Accounts are not necessarily free in Switzerland. Do you pay an annual or monthly fee for your account? This is a good occasion to switch to a sustainable bank and open a free checking account.

Tip 8: Take your own bags with you when you go shopping

Plastic bags and paper carrier bags not only cost money, they are also an unnecessary burden on the environment. They also tear faster than the good old jute bag.

Tip 9: save food

Are you still one of those people who are afraid of expired products? Then it's time to rethink. Most foods have a much longer shelf life than what is stated on the packaging. In many stores, groceries are offered cheaper shortly before their use-by date. This prevents food waste and saves money.

Money-saving tip 10: Avoid online shopping

Online shopping leads to a buying frenzy. Because one click is quicker than going to the store. Not only is this an expensive pleasure, it's also not particularly sustainable. Because online orders do not have a good ecological balance because of the transport.

Saving tip 11: Meal-Prep saves money and waste

Pre-cooking food: save money and live healthier. Photo © Ella Olsson / Unsplash

Coffee to go in the morning, a sandwich while standing up for lunch and a quick pizza to hand in the evening: fast food is neither cheap nor good for your body. Meal prep is very trendy for a good reason: with pre-cooking you can save money in everyday life and do something for your health with good food. Last but not least, you save tons of waste by cooking your own food.

Tip 12: wash your laundry properly

Hand on heart: how often is your washing machine only half full? Every wash costs a lot of energy and water. And the detergent is also often overdosed. If you wash your laundry properly, you will save energy and money!

Tip 13: reduce shower time

Did you know? An average of 12 to 15 liters of water come out of a conventional shower head every minute. So if you want to save money while showering and at the same time protect the environment, you should not only put savings on the shower and faucets, but also turn down the time in the shower. By the way, savings attachments only cost a few francs, so they pay off in no time.

Tip 14: Consumption is not a reward

Have you passed an exam, mastered the interview perfectly or just had a tough day? Reward yourself with a walk, time with your loved ones or a cozy evening with a favorite book. Because if you are rewarded with a shopping tour, you spend a lot of money and can only look forward to the happiness rush for a short time.

Saving tip 15: Use reusable coffee filters

Nowadays there are countless coffee machines with the best programs. Traditional filter coffee tastes at least as good as that from the capsule machine. Usewashable coffee filters made of cotton. That saves money and, above all, a lot of unnecessary packaging waste! A comparison: a kilo of coffee in capsules costs around 70 francs. A kilo of Fairtrade organic coffee, on the other hand, is between 15 and 30 francs.

Tip 16: travel cheaper

Take a cheap vacation while camping or Airbnb. Photo © vitranc / E +

People like to spend a little more money on vacation. After all, you don't want to worry about money during the holidays.

In times of climate change, however, you should prefer traveling by train or car to air travel. Not going to a luxury hotel also saves costs: Instead, an Airbnb apartment in Switzerland or in a foreign country close to the border is the best option! Did you know? You can also travel around the world in Switzerland if you consider these 12 travel destinations in Switzerland.

Camping is also all the rage again! Camping is not for everyone, however, and it offers such great added value: you spend time outdoors, forego the abundance of the all-inclusive buffet and save a lot of money unnoticed. A real win-win situation!

Why saving doesn't mean doing without

When shopping, a lot of money is often spent on things that you don't really need. Especially in times of digital payment and when one click is enough or you just have to swipe the credit card over the card reader, a lot of money can be spent quickly. And that goes completely unnoticed.

Minimalism is a meaningful trend that counteracts mass consumption. In doing so, we should learn to focus on the essentials to judge. Give it a try: It is an incredibly satisfying feeling to just leave the stylish T-shirt hanging in the store and then at home to enjoy everything that is already hanging in your own closet.

So whoever saves money wins on top of that. To do without is a word that has a far too bitter aftertaste. "Renunciation is the highest form of self-love" - ​​there is really something to this quote. Appreciate what you have And gradually the need for something new, better and, above all, more expensive.

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